Whole Of Life Cover
Whole of life policies differ from term assurance cover (level term, decreasing term, family income benefit, critical illness cover) in as much as they are not restricted to a set amount of years protection as they last for the rest of your life.
This policy will pay out when you die, unlike a term assurance policy that pays out if you die within the term, and so they are more expensive than term policies for the same level of protection. Whole of life policies are generally used to cover funeral arrangements, inheritance tax bills and to pass on an inheritance to family and should in many cases be considered in addition to a term policy.
Whole of life policies do not typically include critical illness protection, although it is not impossible to get this.
To start comparing whole of life policies use the form above!