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Level and Decreasing Life Insurance for Mortgage and Family Protection

  • Up to 25% cheaper than going direct*
  • Free Will worth £150 with every policy*
  • 5 Star TrustPilot Rating

Critical Illness Cover will pay out upon diagnosis of a critical illness

  • Up to 25% cheaper than going direct*
  • Free Will worth £150 with every policy*
  • 5 Star TrustPilot Rating

Whole of life policies cover funeral arrangements, inheritance and tax bills

  • Up to 25% cheaper than going direct*
  • Free Will worth £150 with every policy*
  • 5 Star TrustPilot Rating

Over 50's plans are suitable for people with pre-existing medical conditions

  • Up to 25% cheaper than going direct*
  • Free Will worth £150 with every policy*
  • 5 Star TrustPilot Rating

Whole Of Life Cover

Whole of life policies differ from term assurance cover (level term, decreasing term, family income benefit, critical illness cover) in as much as they are not restricted to a set amount of years protection as they last for the rest of your life.

This policy will pay out when you die, unlike a term assurance policy that pays out if you die within the term, and so they are more expensive than term policies for the same level of protection. Whole of life policies are generally used to cover funeral arrangements, inheritance tax bills and to pass on an inheritance to family and should in many cases be considered in addition to a term policy.

Whole of life policies do not typically include critical illness protection, although it is not impossible to get this.

To start comparing whole of life policies use the form above!

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