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Free Will - How can intestacy be avoided?

1st June, 2016

A worrying announcement from Citizens Advice has revealed that the number of people dying without a will has doubled over the last five years alone. Dying without a will is known as intestacy and the charity confirmed that the amount of issues surrounding intestacy has more than doubled since 2011.

One leading life insurer has also said that 115,000 people die without a will each year, which can create problems, extra responsibilities and delays for those left behind during an already difficult time. The insurer confirmed that 27% of those administering the estate through intestacy encountered difficulties in the process.

The research also showed that 23% do not make a Will before they die and 41% make no financial provisions whatsoever. A staggering 99% of those surveyed had no idea as to the deceased’s funeral wishes, with a third unsure as to whether a funeral or a cremation would have been preferred.

So why has this happened and what can be done to avoid falling under intestacy rules? Advisers and providers are raising awareness where they can on the benefits of writing a will when taking out a life policy, but simply not enough people are aware of what it can avoid down the line.

Ensuring that a will is written at the same time a life insurance policy is taken out may not just avoid intestacy rules by allocating any assets, but deliver peace of mind that there will not be any extra stress put on your loved ones should the worse happen in the future.

We understand the importance of securing peace of mind for both yourself and your loved ones. That is why we offer a free Will with every life insurance policy purchased through us. To find out more about what we can deliver, contact us directly or have a look at our quotes page.

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