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Royal London improves critical illness cover for children

15th February, 2018

Royal London improves critical illness cover for children

Up until now, customers of Royal London would have children’s critical illness cover included automatically with their policy. But parents can now choose between “no cover”, “standard cover” and “enhanced cover” for their children.

Royal London’s changes mean that children’s cover can now be added or removed at any time, with no extra medical underwriting needed. Parents now have three options, including the two levels of cover: standard and enhanced.

The new offering includes 12 extra child-specific conditions, plus an increased pay-out of 50% of the original sum assured, up to a maximum of £50,000. Experts have welcomed the changes, saying that unlike simply adding more and more conditions, these new options will mean parents have better control and more choice over their cover.

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