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Royal London Launches Life Cover for Diabetics

5th May, 2017

Royal London Launches Life Cover for Diabetics

Getting Life Cover for diabetics has historically been a difficult journey, with chronic conditions involving a less than straightforward assessment. This can include complicated medical questionnaires, various exclusions, higher premiums or even being declined cover altogether.

But now provider Royal London has launched a new Life Cover proposition to help this group of more than 4 million people. The long-awaited cover has been created for those with Type 1 and Type 2 diabetes. Royal London claim that this will reduce the time it takes for applications to be assessed from weeks to less than an hour.

This new flexible policy also gives policyholders the opportunity to reduce their premiums by up to 40%, depending on how well the customer manages their condition by sharing their HbA1c test result on an annual basis. Royal London has said that premiums are guaranteed never to rise higher than the initial premium, whilst also improving the customer journey.

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