Mon to Thur 10:00am – 7:30pm / Fri 10:00am - 4:30pm
Call us on 0800 024 8685 / 01202 714177

Level and Decreasing Life Insurance for Mortgage and Family Protection

  • Up to 25% cheaper than going direct*
  • Free Will worth £150 with every policy*
  • 5 Star TrustPilot Rating

Critical Illness Cover will pay out upon diagnosis of a critical illness

  • Up to 25% cheaper than going direct*
  • Free Will worth £150 with every policy*
  • 5 Star TrustPilot Rating

Whole of life policies cover funeral arrangements, inheritance and tax bills

  • Up to 25% cheaper than going direct*
  • Free Will worth £150 with every policy*
  • 5 Star TrustPilot Rating

Over 50's plans are suitable for people with pre-existing medical conditions

  • Up to 25% cheaper than going direct*
  • Free Will worth £150 with every policy*
  • 5 Star TrustPilot Rating

Friends Life

History

Friends Life was recently formed in 2011 from a group of hugely well-known and successful insurance companies: Axa, Friends Provident and Bupa. This means that although the current company is very young, the heritage of the company goes back to 1810.

Current Operations

The new head office for Friends Life is situated at One New Change, London with Andy Briggs named as the current Chief Executive. This new alliance of insurance companies represents over 5 million customers worldwide.

Protection Products

Life Insurance:

  • Level Term
  • Decreasing term (Mortgage protection)
  • Increasing term

Critical Illness:

  • Level Term
  • Decreasing (Mortgage protection)
  • Increasing term

Income Protection:

  • Ill health or disability

Business Protection

Claims history and other products

As Friends Life is a young company the following claim statistics apply to 1st January to 31st December 2011

  • £89.5 million paid
  • Average benefit of nearly £79,000
  • 1,136 claims paid in total
  • 90% of all claims paid

Friends Life have entered the insurance scene with market-leading critical illness products which in many areas exceeds those of their rivals.

  • Both their critical illness cover and income protection have been rated 5 stars by Defaqto
  • 50 CIC conditions, including child cover which includes congenital conditions.
  • Of the 50 conditions, 17 are ABI+, 17 are extra conditions including insulin-dependent diabetes and severe crohns disease which we are unique in covering, and 10 are partial payments for less serious conditions.
  • Guaranteed payment and doctors NHS sick pay initiative on income protection
  • Unique therapy** and trauma benefits as well as hospital benefit with no exclusions available on our income protection
  • Premium reductions on CIC and IP for existing conditions

They also offer investment and pension products.